Creating an account on Betterment is the first step towards a streamlined investment journey. Users are required to provide basic personal information, including their name, email address, and a secure password. Betterment also requires users to verify their identity through government-issued identification to comply with financial regulations.
Betterment highly recommends enabling two-factor authentication (2FA) for an added layer of security. With 2FA, users must provide a second form of identification—usually a code sent to their mobile device—along with their password to log in. This ensures that even if a password is compromised, unauthorized access is significantly more challenging.